I would reccomend you to go with the 98.
I am 76kg and most of the time i used either the 88 or the 98 here on Bonaire.
I feel that the 106 is to big for me and for my size.
My biggest sail I use on the 98 is a 5.6 but you can also use the 5.9
I think of you use the 106 then probably the 4.5 sail would be to small for this board.
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