I do realize that there is no concrete answer in this venue. I'm looking to maximize my money and fun. I just need to understand what is the best compromise for myself and wife Elke.
As far as ocean use I probably would stick to bay cruising. I'm pushing 50 so no acrobatics for me. Although the wave thing sure sounds like fun!!
I eagerly wait for more feedback from others willing to share their experiences and advice that will help me in my decision.