The question of whether to wear a PFD or not is often answered using a flawed risk analysis. Windsurfers tend to correctly judge that the likelihood of needing a PFD is very low. But, stopping the analysis at that point is a mistake. A full assessment of the risk has to account for the consequence of not having a PFD when one is needed. When a PFD is actually needed, death is a likely consequence of not having one. I have never needed a PFD and I don't expect to ever need a PFD. But I do not windsurf without one (except for the rare times when I leave it at home).
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